How to pay by bank transfer

Frankrijk

SEPA transfer in euros (virement SEPA)

Step by step

1. In your bank's app, add a new beneficiary (« ajouter un bénéficiaire »): name MKPBR TECNOLOGIA LTDA and the IBAN from your invoice.
2. Do it as soon as you get the invoice: some banks block payments to a new beneficiary for 24 to 72 hours.
3. Make a SEPA transfer (virement SEPA) in euros for the exact invoice amount.
4. In the « motif » or « libellé » field, write only your order number.
5. Confirm with your bank's security code.

Avoid these mistakes

• Don't choose an international (SWIFT) transfer: SEPA is cheaper and arrives in full.
• An instant transfer cannot be cancelled. Check the IBAN and the amount before confirming.

If your bank says the name doesn't match

• Banks in Europe and the UK compare the name you type with the account. Type MKPBR TECNOLOGIA LTDA exactly, including LTDA.
• Close match: your bank shows the name on the account. If it is MKPBR TECNOLOGIA LTDA, you can continue.
• Check not possible: this can happen with international accounts. If the account details are exactly as in your invoice, you can continue.
• No match: don't pay yet. Check the spelling and reply to your invoice email.

Italië

SEPA transfer in euros (bonifico SEPA)

Step by step

1. In your bank's app, choose bonifico SEPA. Name: MKPBR TECNOLOGIA LTDA. IBAN from your invoice.
2. Enter the exact invoice amount in euros.
3. In the causale, write only your order number.
4. Check your daily limit (massimale). If the invoice is higher, raise the limit first: some banks take up to 72 hours.
5. Confirm with the OTP code.

Avoid these mistakes

• An instant transfer cannot be cancelled. Check the IBAN and the amount before confirming.
• Don't add other text to the causale: only the order number.

If your bank says the name doesn't match

• Banks in Europe and the UK compare the name you type with the account. Type MKPBR TECNOLOGIA LTDA exactly, including LTDA.
• Close match: your bank shows the name on the account. If it is MKPBR TECNOLOGIA LTDA, you can continue.
• Check not possible: this can happen with international accounts. If the account details are exactly as in your invoice, you can continue.
• No match: don't pay yet. Check the spelling and reply to your invoice email.

Duitsland

SEPA transfer in euros (SEPA-Überweisung)

Step by step

1. In online banking, start a new SEPA-Überweisung.
2. Recipient: MKPBR TECNOLOGIA LTDA, exactly like this, including LTDA. IBAN from your invoice.
3. Amount: the exact invoice amount in euros.
4. Verwendungszweck: only your order number.
5. Confirm with your TAN.

Avoid these mistakes

• Without LTDA in the name, your bank shows "nearly matches" (nahezu überein). Write the full name.
• Check your daily limit (Tageslimit) before paying a large invoice.

If your bank says the name doesn't match

• Banks in Europe and the UK compare the name you type with the account. Type MKPBR TECNOLOGIA LTDA exactly, including LTDA.
• Close match: your bank shows the name on the account. If it is MKPBR TECNOLOGIA LTDA, you can continue.
• Check not possible: this can happen with international accounts. If the account details are exactly as in your invoice, you can continue.
• No match: don't pay yet. Check the spelling and reply to your invoice email.

Zwitserland

Payment in euros (SEPA), not in Swiss francs

Step by step

1. In your bank, choose a payment abroad in euros (SEPA).
2. Currency: EUR. Amount: the exact invoice amount in euros. If your account is in francs, your bank converts it.
3. Beneficiary: MKPBR TECNOLOGIA LTDA, with the full address from your invoice. Swiss banks require it.
4. IBAN and BIC (TRWIBEB1XXX) from your invoice.
5. Reference: only your order number.

Avoid these mistakes

• Don't send Swiss francs: this account only accepts euros.
• Don't choose a non-SEPA (SWIFT) payment: it costs more and arrives short.

Verenigd Koninkrijk

Bank transfer in pounds (Faster Payments)

Step by step

1. In your bank's app, choose Pay someone new and select Business (not Personal).
2. Name: MKPBR TECNOLOGIA LTDA. Use the sort code and account number from your invoice, not the IBAN.
3. Your bank checks the name (Confirmation of Payee). Read the result before you continue.
4. Reference: only your order number (up to 18 characters).
5. If your bank asks what the payment is for, choose buying goods.
6. Confirm the payment.

Avoid these mistakes

• Don't pay with the IBAN from a UK bank: it becomes an international payment, takes longer and arrives short.
• Don't choose Personal: your bank will show a warning about the account type.
• Large invoice? Check your bank's daily limit.

If your bank says the name doesn't match

• Banks in Europe and the UK compare the name you type with the account. Type MKPBR TECNOLOGIA LTDA exactly, including LTDA.
• Close match: your bank shows the name on the account. If it is MKPBR TECNOLOGIA LTDA, you can continue.
• Check not possible: this can happen with international accounts. If the account details are exactly as in your invoice, you can continue.
• No match: don't pay yet. Check the spelling and reply to your invoice email.

Verenigde Staten

ACH transfer in US dollars (recommended)

Step by step

1. In your bank, add an external account or payee for transfers to another bank. Don't use Zelle or Bill Pay.
2. Type the details by hand: routing number and account number from your invoice. Name: MKPBR TECNOLOGIA LTDA.
3. Account type: choose Checking. (Our details say "Deposit": for your bank, it is a checking account.)
4. Send an ACH transfer for the exact invoice amount. Memo: only your order number.
5. Some banks confirm a new account with small test deposits. If yours does, reply to your invoice email and we'll send you the amounts.

Avoid these mistakes

• Zelle doesn't work with this account.
• Bill Pay may send a paper check, which takes weeks.
• If your bank asks for an "e-teller ID", this account doesn't have one.

Canada

International wire (SWIFT) in US dollars

Step by step

1. In your bank, choose an international transfer or wire (for example RBC wire payment or TD Global Transfer).
2. Currency: USD. Amount: the exact invoice amount in US dollars. If your account is in Canadian dollars, your bank converts it.
3. Beneficiary: MKPBR TECNOLOGIA LTDA, with the full address from your invoice.
4. Bank: Wise US Inc (address in your invoice). SWIFT/BIC: TRWIUS35XXX. Account number from your invoice.
5. If your bank asks who pays the fees, choose OUR (you pay all fees).
6. Message: only your order number.

Avoid these mistakes

• Don't send Canadian dollars: this account only accepts US dollars.
• Without the beneficiary address, the payment can be rejected.

Saoedi-Arabië

International transfer (SWIFT) in US dollars

Step by step

1. In your bank's app, add an international beneficiary (for example SAB: Money Transfer → international transfer to account) and activate it.
2. Beneficiary: MKPBR TECNOLOGIA LTDA, with the full address from your invoice.
3. Bank: Wise US Inc (address in your invoice). SWIFT/BIC: TRWIUS35XXX. Account number from your invoice.
4. Currency: USD, exact invoice amount.
5. Purpose: choose Other and write "Payment for goods" and your order number.
6. If offered, choose OUR (you pay all fees).

Avoid these mistakes

• Without the beneficiary address, the payment can be rejected.
• Don't send riyals: this account only accepts US dollars.

Verenigde Arabische Emiraten

International transfer (SWIFT) in US dollars

Step by step

1. In your bank's app, add an international beneficiary.
2. Beneficiary: MKPBR TECNOLOGIA LTDA, with the full address from your invoice.
3. Bank: Wise US Inc (address in your invoice). SWIFT/BIC: TRWIUS35XXX. Account number from your invoice.
4. Currency: USD, exact invoice amount.
5. Purpose of payment: code GDI (goods bought). It is mandatory: without it, the bank rejects the transfer.
6. If offered, choose OUR (you pay all fees). Reference: your order number.

Avoid these mistakes

• Your bank may ask for a commercial invoice: your invoice email shows the order, and we can send a PDF if you need it.
• Don't send dirhams: this account only accepts US dollars.